Effective Date: 30 July 2026
Operating Entities: Inqtel Pty Ltd & Inqtel Taiwan Ltd ("Inqtel", "we", "us") Domain: https://inqtel.net.au 1. Statutory Compliance & Scope Inqtel manages personal and operational data in compliance with the Australian Privacy Act 1988 (Cth), the Australian Privacy Principles (APPs), and applicable regional cross-border regulations. 2. Categories of Data Processed We collect minimal information necessary for corporate operations and enterprise verification: Inquiry & Partner Data: Corporate names, business emails, phone numbers, and organizational inquiry history. Technical Diagnostics: System IP addresses, browser specifications, and session security metrics. Institutional Verification: Onboarding credentials for enterprise portal authentication. 3. Purpose & Non-Disclosure Data is processed strictly to fulfill enterprise inquiries, authenticate portal access, secure systems, and meet legal obligations in Australia and Taiwan. We 'never' sell, trade, or rent user data to third parties. 4. Zero-Trust Security Architecture All digital assets operate under strict 'Secure-by-Design' principles: In-Transit Security: End-to-end TLS/SSL encryption across all web traffic. Access Control: Restricted cloud storage protected by Role-Based Access Control (RBAC) and Multi-Factor Authentication. Payload Privacy: Proprietary WebRTC P2P relay networks enforce zero-trust payload isolation. 5. Cyber Supply Chain & SBOM Compliance Per ASD/ACSC 2026 Guidance for Software Bills of Materials (SBOM), Inqtel maintains strict software dependency auditing. Machine-readable CycloneDX / SPDX SBOM files are available to verified enterprise partners upon request. 6. Rights & Contact You may request access, correction, or erasure of your personal data at any time. Data Governance Officer: Inqtel Pty Ltd / Inqtel Taiwan Ltd Email: admin @ inqtel.net.au | Web: https://inqtel.net.au

Mastercard and Visa regarding pre-authorization processes, aimed at mitigating issues encountered by both cardholders and merchants concerning outstanding pre-authorization holds on cards. Key requirements outlined by these standards include: Cancellation of Pre-Authorization Transactions: It is mandatory to utilize the 'partial cancellation' or 'full cancellation' features to cancel any pre-authorization transactions that are no longer necessary. Transactions should not be left to expire and must be promptly cancelled upon determining that the held amount is no longer required. Elimination of Extra Payment Guarantee: The previous extra payment guarantee of 15-20% is no longer applicable. Instead, use the 'top-up' transaction on your payment solution to increase the held amount before completing the pre-authorization transaction. Extension of Pre-Authorization Holds: Utilize the 'extend' feature on your payment solution to prolong the duration of a pre-authorization hold beyond its original validity period, if necessary. Account Verify Feature: This feature allows you to verify the validity of a card number without holding funds on the card. It is essential to note that this service solely verifies the card number's validity. You remain responsible for verifying the cardholder's identity and ensuring the transaction's validity. Variations in Features: Understand that the behavior and validity periods of pre-authorization features may vary between Mastercard and Visa, and could depend on the cardholder's issuing bank's support of the pre-authorization standards. For detailed information about available pre-authorization features, processing guidelines, and validity periods for the Schemes, please refer to your terminal user guide and/or consult your payment solution provider. Should you have any questions or require further clarification regarding these standards, please do not hesitate to contact us.